Business owner’s policy (BOP)
A business owner’s policy bundles general liability and commercial property coverage into one package. For many small and mid-sized businesses it is a simple, cost-effective starting point, and we can add coverage as your business grows.
What it can cover
- General liability
- Commercial property: your building (if you own it), equipment, inventory and furniture
- Business income if a covered loss shuts you down temporarily, depending on the policy
- Optional add-ons based on your industry
Coverage, limits and options vary by policy and insurance company. We’ll walk you through exactly what your policy includes.
Who it’s for
- Offices, shops and restaurants
- Small service businesses
- Business owners who want one policy instead of several
Talk to a licensed agent
Call now or request a quote online. We serve Rockwall & Heath and clients across Texas and Oklahoma.
Common questions
Does every business qualify for a BOP?
Not always. Eligibility depends on the business type, size and the insurance company. If a BOP is not a fit, we can build separate policies instead.
Related coverage
General Liability Insurance
Protection when a customer, vendor or member of the public says your business caused injury or damage.
Learn moreWorkers' Compensation Insurance
Coverage for employee injuries on the job, including medical costs and lost wages.
Learn moreCommercial Auto Insurance
Coverage for the vehicles your business owns, leases or relies on.
Learn moreReady to compare your options?
Request a free quote online or call us. We’ll do the shopping.