Umbrella insurance: extra liability protection
A personal umbrella policy adds a layer of liability coverage on top of your home and auto policies. If a serious accident or lawsuit goes beyond those limits, an umbrella policy can help protect your savings and future income.
What it can cover
- Liability above your home and auto policy limits
- Certain claims your underlying policies may not cover, depending on the policy
- Legal defense costs for covered claims
- Protection for everyone in your household, depending on the policy
Coverage, limits and options vary by policy and insurance company. We’ll walk you through exactly what your policy includes.
Who it’s for
- Homeowners and families with teen drivers
- People with a pool, trampoline, dog or rental property
- Anyone who wants to protect their savings, home equity and future earnings
Talk to a licensed agent
Call now or request a quote online. We serve Rockwall & Heath and clients across Texas and Oklahoma.
Common questions
Do I need home and auto insurance first?
Usually yes. Umbrella policies typically require certain minimum liability limits on your home and auto policies. We will check that your underlying coverage fits.
How much umbrella coverage should I have?
It depends on what you want to protect. We will talk through your situation and show you a few options.
Related coverage
Ready to compare your options?
Request a free quote online or call us. We’ll do the shopping.