Commercial auto insurance
If your business owns, leases or depends on vehicles, a personal auto policy may not cover you. Commercial auto insurance is built for work use, from a single pickup to a small fleet.
What it can cover
- Liability for accidents involving your business vehicles
- Physical damage (collision and comprehensive)
- Uninsured and underinsured motorist coverage
- Hired and non-owned auto coverage, depending on the policy
- Coverage for employees who drive for your business
Coverage, limits and options vary by policy and insurance company. We’ll walk you through exactly what your policy includes.
Who it’s for
- Contractors and trades with work trucks or vans
- Delivery and service businesses
- Businesses whose employees drive for work
Talk to a licensed agent
Call now or request a quote online. We serve Rockwall & Heath and clients across Texas and Oklahoma.
Common questions
I use my personal truck for work. Do I need commercial auto?
Possibly. Many personal policies limit coverage for business use. Tell us how you use the vehicle and we will help you find the right fit.
Related coverage
General Liability Insurance
Protection when a customer, vendor or member of the public says your business caused injury or damage.
Learn moreBusiness Owner's Policy (BOP)
Property and liability packaged together for many small and mid-sized businesses.
Learn moreWorkers' Compensation Insurance
Coverage for employee injuries on the job, including medical costs and lost wages.
Learn moreReady to compare your options?
Request a free quote online or call us. We’ll do the shopping.