Workers’ compensation insurance
Workers’ compensation helps cover medical bills and lost wages when an employee is hurt on the job, and helps protect your business from related lawsuits. Rules differ between Texas and Oklahoma, so we will help you understand what applies to your business.
What it can cover
- Medical care for work-related injuries and illnesses
- A portion of lost wages while an employee recovers
- Employer’s liability coverage, depending on the policy
- Help with certificates for clients and general contractors
Coverage, limits and options vary by policy and insurance company. We’ll walk you through exactly what your policy includes.
Who it’s for
- Businesses with employees in Texas or Oklahoma
- Contractors who need proof of coverage to get on job sites
- Growing businesses adding their first employees
Talk to a licensed agent
Call now or request a quote online. We serve Rockwall & Heath and clients across Texas and Oklahoma.
Common questions
Is workers’ comp required in Texas?
Texas lets most private employers choose whether to carry workers’ compensation, but many clients and contracts require it, and going without it has real risks. Oklahoma rules are different. We will walk you through the requirements for your situation.
Related coverage
General Liability Insurance
Protection when a customer, vendor or member of the public says your business caused injury or damage.
Learn moreBusiness Owner's Policy (BOP)
Property and liability packaged together for many small and mid-sized businesses.
Learn moreCommercial Auto Insurance
Coverage for the vehicles your business owns, leases or relies on.
Learn moreReady to compare your options?
Request a free quote online or call us. We’ll do the shopping.